Trathoa
Trathoa
Love crypto
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this month i decided to track my spending seriously with @KoloHub .
total spent using the kolo card: $1,240
and the best part?
i received $24.8 worth of BTC as cashback automatically.
let that sink in.
instead of my money just disappearing after spending, i’m actually getting real bitcoin back ... every single time i pay for grab, coffee, food, shopping, or bills.
no manual claims.
no complicated conditions.
just spend normally → sats stacked.
this is the first time i feel like my daily spending is actually working for me, not against me. the more i use it, the more btc i accumulate.
i used to be scared of spending crypto. now? i’m actively using it because i know i’m earning while spending.
this is the kind of utility that will drive real mass adoption.
how much have you spent with your kolo card this month?
and how much btc cashback did you earn?
share your numbers below 👇 (no pressure, just curious)
.@NomismaNetwork feels like proper next-level DeFi infrastructure on Chromia. not just another chain ... each dApp runs on its own subchain with independent resources, extremely high TPS, near-zero gas, and full on-chain relational data. perfect for large-scale DeFi and AI-driven strategies without congestion. Stage 2 just went live, snapshot recorded, and Diamonds are being distributed. fair launch, real technical edge. this one gives serious long-term conviction.
@thearcterminal’s anima is operating on another level. it’s not just an ai tool ... it’s a sovereign intelligence layer that never forgets and never sleeps. dual memory system, persistent context, always learning how you think and trade. the real power is the compound effect: the longer you use it, the sharper and more consistent you become. it turns sporadic grinding into steady, compounding edge.
@quipnetwork gives me that rare “someone is actually thinking 5–10 years ahead” feeling. while most projects chase short-term narratives, they’re quietly building post-quantum protection that works with your existing wallets (no forced migration) and turning security into productive decentralized compute. mature engineering, clean execution, and real preparation for when quantum risk becomes reality. quiet conviction at its finest.

here’s why i believe @KoloHub will become the #1 crypto card in Southeast Asia in 2026.
after following them closely and using the product daily, these are the reasons i’m genuinely bullish:
Team & Execution
They don’t just talk ...they ship fast and execute cleanly. From the recent AI transformation to constantly improving the app and payment experience, the team shows a level of operational excellence that’s rare in web3.
Product
The card is simple, reliable, and actually useful. Fast payments, competitive 2% BTC cashback, Apple Pay/Google Pay support, and smooth UX. It’s not the flashiest, but it works extremely well in real life ...especially in Vietnam and the region.
Community & Growth
They’re building smart. The Ambassador Beta with $15k reward pool and the new Kolo Friends program show they understand how to grow sustainably instead of burning money on fake incentives. They’re rewarding real users and quality content, not just spam.
What stands out most is the combination: a strong product + transparent team + genuine community focus. That trifecta is extremely powerful.
I’m not just using Kolo. I’m actively supporting and believing in their long-term vision. In a space full of hype and short-term plays, Kolo feels like one of the few projects building something that can last and scale across Southeast Asia.
2026 is going to be big for them.
If you’re still on the sidelines, this might be one of the better entries in the crypto payments space right now.
What do you think ... will Kolo become the leading crypto card in SEA next year?

just had a really wholesome moment with my mom yesterday.
she kept seeing me pay for everything with my phone and kept asking what app I was using. so I decided to let her try @KoloHub .
I downloaded the app for her, helped with KYC (took less than 3 minutes), loaded a small amount of USDT, and showed her how to pay with the virtual card.
yesterday we went to the market together. when the bill came, I told her “mom, try paying this time.” she was a bit nervous at first, but she opened the app, tapped once… and it worked perfectly.
the auntie seller looked surprised and said, “wow, even someone my age can use this app?” 😂
my mom turned to me with wide eyes and said: “why is it so easy? no need to transfer money, no need to swipe a card, and I even get bitcoin back?”
that reaction really hit me.
kolo isn’t just made for young people or crypto experts. it’s so simple that even my mom ... who usually avoids new technology ... could use it comfortably on her first try.
this is what real mass adoption looks like. when parents and older generations can easily spend crypto in daily life, we’re truly moving forward.
huge respect to the Kolo team for building something this accessible and user-friendly.
have you tried introducing Kolo to your parents or older family members yet?
what was their reaction?
Just spent some time deep diving into @versusmarket Beta and I’m genuinely impressed.
Most “prediction markets” or hedging platforms in DeFi right now are basically glorified gambling. Versus is doing something different ... they’re building a real P2P Hedging Layer where people who want to protect their risk can actually pay a fair premium to those willing to take the other side.
Here’s what stood out to me during the beta:
1. USD1 & U Hedging Markets
Stablecoin depeg risk is real. Whether it’s USDT, USDC, or any other dollar-pegged asset ... we’ve seen enough chaos in the past.
Versus has clean markets where you can hedge depeg risk on USD1 and U. You can buy protection if you’re heavily exposed to stables, or earn premium if you’re willing to take the depeg side. Super useful for treasury managers and big holders.
2. LP Hedging Markets
This is probably the most underrated feature right now.
If you provide liquidity on Uniswap, Aerodrome, or any AMM, you’re exposed to impermanent loss + directional price risk. Versus lets you hedge specific LP positions (e.g. hedge ETH downside while keeping your LP).
Finally a real tool for LPs instead of just praying price doesn’t move too much.
3. Listing Outcome Markets & Price Move Markets
They have outcome markets on new listings and specific price movements (example: WETH -3%, cbBTC -5%, SOL breaking ATH, etc.). These are great for traders who want to take directional views with defined risk or hedge existing spot/perps positions.
4. DeFi Exploit Markets
Another smart category. With how frequent smart contract exploits still happen, having markets to hedge exploit risk on major protocols is actually valuable.
I registered my wallet, connected, and placed several Maker limit orders to test the flow. Already cleared well over $2,000 maker volume requirement. The orderbook is responsive, slippage is reasonable for beta, and settlement looks clean. I tried both taking a small hedge on my LP exposure and earning premium on a depeg market ... both worked smoothly.
What makes Versus special is the real utility. This isn’t another hype app. It’s infrastructure for actual risk management in DeFi. Hedgers pay premium for peace of mind. Takers (yield farmers) earn that premium for taking calculated risk. Win-win mechanism.
Beta is still early but the foundation is strong. If you’re active in DeFi ... providing liquidity, holding large stable positions, or actively trading ... you should definitely check it out.
I’ll be trading more on Versus over the next weeks and sharing updates.
Who else is already active on @versusmarket Beta?
What market are you trading the most ... LP hedge, stable depeg, or outcome markets?


after using @KoloHub card consistently for the past 30 days, i can honestly say it has changed the way i think about my crypto.
before, i was in full “hodl mode” ... treating every usdt like it was sacred. i’d rather hold than spend because swapping or p2p felt painful and expensive.
now? i spend comfortably, even happily, because i know i’m getting 2% btc cashback on every transaction.
here’s what i like most after 30 days:
- Super smooth UX ... the app is clean and fast, no clutter
- Instant payments ... tap with Apple Pay or virtual card, done in seconds
- Real 2% BTC cashback ... automatically stacked, no claim needed
- Works everywhere ... grab, coffee shops, supermarket, online subscriptions
- No more mental friction... i no longer overthink “should i spend this crypto?”
the biggest shift isn’t even the features. it’s the mindset.
i’ve gone from protecting my crypto to actually using it as money ... while still growing it.
kolo didn’t just give me a card. it gave me permission to live with my crypto instead of just staring at the chart.
if you’ve been holding for a long time and rarely spending, i highly recommend trying this for at least a month. the psychological shift is real.
who else has noticed their spending habits changing since using kolo?
drop your thoughts below 👇
just got another 32.58 quacks from @wallchain on my bag
today i went down a bit of a rabbit hole and these four projects stood out for very different reasons:
@NomismaNetwork is doing something technically impressive on Chromia. each dApp gets its own subchain ... independent resources, super high TPS, almost zero gas, and real relational on-chain data. perfect setup for large-scale DeFi + AI strategies without the usual congestion and MEV headaches. they’re currently in Season 3 (Stage 5 live) with a clean fair-launch approach. this feels like proper infrastructure for the next wave of on-chain activity.
@useTria keeps focusing on making crypto actually usable. one self-custodial app for perps, yield up to 15%, and spending via Visa card across 200+ chains in 150+ countries. over 500k users already. their co-founder recently talked about building real financial rails instead of just more speculation ... that mindset is refreshing.
@quipnetwork just dropped Quantum Echoes ... a free open-edition NFT collection minted on Ethereum using real quantum hardware randomness (not pseudo-random). each piece is verifiably unique thanks to actual quantum sources. it’s a fun way to onboard people into their bigger quantum-classical compute narrative while the testnet keeps growing.
@TheARCTERMINAL is shifting the game from “what happened” to “what’s happening next”. their ARC Intelligence layer brings predictive analytics, forecasts, uncertainty bands, and explainable AI directly on-chain. instead of another static dashboard, it actually tries to help you see what might change ahead. that forward-looking edge is becoming more valuable every day. @3look_io

Trathoa
just got another 28.27 quacks from @wallchain
@sleepagotchi dropped an update about building a real “intelligence layer” for wellness. i’ve been using their tracker for a few weeks now and it honestly hits different. it takes your actual sleep data, recovery patterns, and daily habits then turns them into something useful instead of just pretty graphs. no hype, just real numbers from your own nights. in this game, protecting your mental clarity might be the most important edge you can have.
right after that, @quipnetwork flooded my feed with that fun “type it back” keyboard gif. but behind the memes, their testnet has been live since april ... already 13k people contributing idle hardware to run hybrid quantum-classical jobs with d-wave. they’re not waiting for the future to happen. they’re building it now.
then there’s @useTria quietly proving that lower fees and less friction actually change behavior. one self-custodial app where you can trade perps, move across 200+ chains, hold 1,000+ assets, and spend with a card ... all without the usual tab hell. when the experience gets smoother, people use it more. simple as that.
and @TheARCTERMINAL… this one really made me stop. they’re not building another tool. they’re building the operating system for web3. one tab. connect wallet. suddenly you have anima’s memory, agents, live data, everything working together with full sovereignty. no more context switching, no more cognitive overload. just clean mental space to actually think and execute.
the quiet truth is: the biggest barrier in this space isn’t money or information. it’s cognitive load. and these projects are attacking that from very different angles ... body, infrastructure, usability, and mind. @3look_io

Before @KoloHub Card:
- Open 3 different apps
- Calculate exchange rate
- Do p2p transfer
- Wait for confirmation
- Pray the rate doesn’t change
- Still worry about fees
After @KoloHub Card:
- Open phone
- Tap once
- Paid.
- Get 2% BTC cashback automatically
- Move on with my day
The difference is actually insane.
Last week I went an entire day without touching my physical wallet or doing any manual transfer. Grab in the rain, morning coffee, lunch, supermarket ...everything with one tap. No stress, no calculation, just pure convenience.
This is what real progress in crypto feels like. Not another complicated DeFi thing, but something that simply makes life easier.
Crypto is finally becoming money I can actually use.
Before vs After Kolo ... which side are you still on?
Drop your experience below 👇
this week i decided to do a little experiment: no physical wallet at all.
i left my cash, bank cards, and even my ID at home. only took my phone with the @KoloHub card inside.
and honestly? it felt incredibly freeing.
- got caught in heavy rain, needed a grab urgently → paid in 3 seconds while standing under a shelter.
- forgot my wallet but still bought breakfast, lunch, and even some random snacks at the convenience store.
- went to pay for parking, cinema tickets, and coffee runs ... all with one tap.
- even had an emergency small purchase at 11pm and still handled it smoothly.
no stress about “do i have enough cash?”, no worrying about losing my wallet, no more digging through pockets. just phone + kolo card.
after 7 full days, i can confidently say: i don’t miss carrying a wallet anymore.
this is what real freedom in crypto feels like ... not just holding, but actually living with it every single day. simple, light, and surprisingly liberating.
have you tried going wallet-less with kolo yet?
or what’s the longest you’ve gone using only your kolo card?
drop your experience below 👇

